What Type of Currency is Used in Uganda?

Type of Currency Used in Uganda: When venturing into the heart of East Africa for an unforgettable travel experience in Uganda, understanding the local currency and money-related aspects can significantly enhance your travel experience. Uganda, known for its diverse wildlife, lush landscapes, and vibrant culture, operates using its official currency, the Ugandan Shilling (UGX) and Uganda’s currency features banknotes and coins. However, several currencies are accepted including the US dollar, Euros, and UK pounds. 

Most tour operators, hotels, and other hospitality businesses often quote prices for international travelers in US dollars since the US dollar remains the preferred currency in the tourism industry not only in Uganda but across East African countries. This is done to ensure clarity and stability. Digging into the intricacies of this currency and navigating money matters can ensure smooth transactions, seamless exploration throughout this captivating country.

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Type of Currency Used in Uganda

The Ugandan Shilling (UGX)

The Ugandan Shilling serves as the primary form of legal tender in Uganda. Denoted by symbols such as “USh” or “UGX,” this currency is subdivided into smaller units called cents, although these are not commonly used in everyday transactions.  Uganda’s official currency consists of denominations including 50,000, 20,000, 10,000, 5,000, 2,000, and, 1,000-shilling notes, along with coins in 500, 200, and 100 shillings. Travelers should familiarize themselves with the current exchange rates to effectively budget and manage their finances during their stay in Uganda.

Currency Symbols and Representation in Uganda

  • Symbol: USh or UGX
  • Subunits: Cents (though not commonly used)

Currency Exchange and Availability in Uganda

When preparing your travel to Uganda, it’s advisable to obtain some Ugandan Shillings on arrival for immediate expenses such as transportation, meals, and small purchases. Major international airports, banks, and exchange bureaus offer currency exchange services, allowing travelers to convert their home currency into Ugandan Shillings upon arrival. Additionally, automated teller machines (ATMs) are widely available in major cities and towns, providing convenient access to local currency using debit or credit cards linked to international networks such as Visa or Mastercard.

Credit Cards and Payment Methods Used in Uganda

Various major credit cards such as Visa and Mastercard are accepted at larger hotels, restaurants, and retail establishments in urban centers in Uganda like Kampala and Entebbe. 

visa card

However, it’s important to note that card acceptance may be limited in rural areas and smaller towns. As a result, cash remains essential in many transactions outside urban hubs, emphasizing the importance of carrying sufficient Ugandan Shillings for day-to-day expenses. This is crucial, especially during excursions to more remote locations or when interacting with local vendors and markets.

Type of Currency Used in Uganda

General Currency Exchange Tips for Travelers to Uganda

Ensure to US Dollars: US dollars (USD) are widely accepted and easily exchangeable in Uganda, making them stable and reliable. You should carry a mix of large and small denominations for different types of expenses.

Exchange Currency at Banks and Exchange bureaus: Always use authorized banks, exchange bureaus, or hotels to exchange your currency. Avoid street vendors or unauthorized dealers to ensure fair rates and avoid counterfeit money.

Have Ugandan Shillings (UGX) for Small Transactions: It is always advisable to have some Ugandan shillings for smaller expenses such as purchases in local markets, and transportation fares, especially in rural areas or smaller towns where US dollars may not be accepted.

Use Credit/Debit Cards in Major Cities: Several establishments such as hotels, restaurants, and supermarkets in major cities like Kampala may accept credit/debit cards. However, cash is still widely preferred, especially in rural areas.

Notify Your Bank Before Travel: When planning to visit Uganda, it is advisable to inform your bank of your travel plans to Uganda to prevent your cards from being flagged for suspicious activity when used abroad.

Beware of Counterfeit Money: Familiarize yourself with the security features of US dollars and Ugandan shillings to identify counterfeit currency. While in Uganda, ensure to inspect bills carefully before accepting them.

Keep Cash Secure: Always make sure that your cash is safe and secure. You can purchase a money belt or secure wallet to carry your cash and other valuables safely, especially in crowded or touristy areas.

Check Exchange Rates: Monitor exchange rates before exchanging currency to get the best value for your money. It is always better to exchange larger amounts at once to minimize fees.

Plan for Remote Areas: If you are traveling to remote areas or national parks, ensure that you have enough cash (both USD and UGX) as ATMs and card facilities may be limited or unavailable.

Bank Operational Hours and Accessibility in Uganda

Bank Operational Hours: It’s important to note that banking hours may vary between different banks and branches. Most banks in Uganda operate from Monday to Friday, typically from 8:00 AM to 4:00 PM. However, some larger branches in major cities may have extended hours, staying open until 5:00 PM or later. Moreover, banks in Uganda are generally closed on weekends (Saturday and Sunday) whereas others operate on Saturdays from 9:00 AM to around midday, so plan your banking transactions accordingly.

ATM Accessibility: Automated Teller Machines (ATMs) are available in major cities and towns across Uganda, including at airports, shopping malls, and bank branches. Visa and MasterCard are also widely accepted, but it’s always advisable to inform your bank about your travel plans to avoid any issues with card usage.

In Rural Areas: In most of Uganda’s rural areas, banking facilities and ATMs may be limited; which is why it is advisable to carry enough cash for your needs when traveling to such areas, as well as in national parks or tourist sites where banking services may not be readily available.

Currency Exchange: Most banks and authorized exchange bureaus in Uganda offer currency exchange services during their operating hours. However, exchange rates may vary slightly between different institutions, so it’s a good idea to compare rates before exchanging currency.

Public Holidays: Be aware of public holidays in Uganda, as banks are typically closed on these days. Transactions made on public holidays may experience delays, so ensure to plan if you need banking services during these times.

Online Banking: Most major banks in Uganda offer online banking services, allowing customers to manage their accounts, transfer funds, and pay bills remotely and efficiently. You can check with your bank for details on online banking accessibility when planning to travel to Uganda


As you embark on a journey of discovery and adventure in Uganda, understanding the local currency and money matters is essential for a wholesome and enjoyable travel experience. Whether you’re exploring the bustling streets of Kampala, embarking on a safari in one of Uganda’s national parks, or immersing yourself in the rich cultural heritage of the region, having a grasp of the Ugandan currency and practical money management strategies ensures that your travel to Uganda is smooth.


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